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PREMIER Bankcard® Secured Credit Card
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PREMIER Bankcard® Secured Credit Card

  • There’s no checking account required.
  • When you need assistance, our award-winning, U.S.-based Customer Service representatives are there to help.
  • After six months of responsible secured card use you may be eligible† to apply for an unsecured PREMIER Bankcard® Mastercard®.
  • †PREMIER Bankcard® Mastercard® available upon invitation after you’ve been with us for six months and have kept your account in good standing (on-time payments and staying within credit limit).
  • If approved, make your first six monthly minimum payments on time and we may send you an offer to apply for an unsecured credit card. Some restrictions apply. ‡
  • ‡ If you apply for the second account, which is unsecured, you will be approved if you can demonstrate the ability to pay your bills, meet our minimum income requirements, do not reside in New York or Wisconsin and are not covered under the Military Lending Act.


Credit Needed:
Poor, AverageCreditWeb considers the following based on credit types:

A credit score below 600 is considered poor credit. 2

Reviews: Be the first to write one
Rewards: N/A*
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
See Provider Website N/A* N/A* See Provider Website
Our Opinion
The PREMIER Bankcard® Secured Credit Card has a lot to offer consumers with a limited or poor credit history.

Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.

With more than 25 years of credit card experience and millions of PREMIER Bankcard credit cardholders, you can trust PREMIER Bankcard to provide you with a worthwhile product.

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* See the online PREMIER Bankcard® credit card application for details regarding terms and conditions for offers. When you click on the "Apply Now" button, CreditWeb will connect you to the offer, then the page will be redirected in a few seconds.

1 Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditWeb receives compensation. This compensation may impact how and where products appear on this site, including the order in which they appear. We do not include all credit card companies or all card offers available in the marketplace. Please see the credit card application for details about the offer as well as the terms and conditions.

Editorial Note: Opinions expressed here are the author's alone, and have not been reviewed, approved or otherwise endorsed by PREMIER Bankcard®.

2 FICO scores/credit scores are used to represent the credit-worthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any credit card product.

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