Advertiser Disclosure 1

Firstcard® Secured Credit Builder Card with Cashback.
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Firstcard® Secured Credit Builder Card with Cashback.

  • Build credit faster, cheaper, and safer
  • No credit checks and no credit history are required to open a credit card
  • Accepts immigrants and internationals without an SSN - apply with a passport and visa. 
  • 0% APR. Don’t worry about overspending. What you deposit is what you can spend.
  • No account minimum, no interest, and no overdraft fee
  • Get up to 15% Merchant Cashback at 29,000 partner merchants
  • Get up to 10% Random Cashback on all qualifying transactions
  • Earn 4.00% APY with Firstcard Premium, 2.00% APY with Firstcard+, or 0.75% APY with Firstcard Standard on the money in your Firstcard
  • Earn an additional 1% Unlimited Cashback  with Firstcard Premium on all qualifying transactions on top of the two cashback offerings (Merchant Cashback and Random Cashback)
  • Monitor your credit score right in the app
  • Get an in-depth monthly credit report with Firstcard+ and Firstcard Premium
  • Instant access to your virtual card once your account is approved and you add your virtual card to your phone’s digital wallet
  • Your money is protected with Firstcard — automatically insured up to $250,000 by FDIC (backed by the U.S. government)
  • Disclosure; Rates and fees


Credit Needed:
Limited, Average, PoorCreditWeb considers the following based on credit types:

A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2

Reviews: Be the first to write one
Rewards: Cash Back
Monthly Fee Balance Transfers APR Purchase Intro APR Regular APR
$48* / $120 N/A* N/A* N/A
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* See the online Firstcard credit card application for details regarding terms and conditions for offers. When you click on the "Apply Now" button, CreditWeb will connect you to the offer, then the page will be redirected in a few seconds.

1 Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditWeb receives compensation. This compensation may impact how and where products appear on this site, including the order in which they appear. We do not include all credit card companies or all card offers available in the marketplace. Please see the credit card application for details about the offer as well as the terms and conditions.

Editorial Note: Opinions expressed here are the author's alone, and have not been reviewed, approved or otherwise endorsed by Firstcard.

2 FICO scores/credit scores are used to represent the credit-worthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any credit card product.
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