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HSBC Platinum MasterCard® credit card
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HSBC Platinum MasterCard® credit card

  • 0% Introductory APR on credit card purchases and balance transfers for the first 18 months from Account opening. After that, a variable APR of 13.99%, 17.99% or 23.99%, will apply.
  • No annual fee.
  • No foreign transaction fees.
  • Make purchases the way you want — mobile payment enabled supporting Android Pay™, Apple Pay™ and Samsung Pay™.
  • Shop with confidence knowing that your purchases are covered with our valuable protection programs.
  • Fraud coverage if your card is ever lost or stolen.
  • Use online banking to access your account, even from your smartphone, with our mobile app.
  • Terms Apply.
  • See Terms


Credit Needed:
Excellent, GoodCreditWeb considers people with a credit score higher than 740 to have excellent credit. A credit score between 700 and 739 is considered good credit. 2

Reviews: Be the first to write one
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$0 0% for 18 months 0% for 18 months Variable APR of 13.99%, 17.99% or 23.99%
Our Editor's Opinion
Enjoy a long 18 month 0% introductory rate for purchases and balance transfers, and a low ongoing APR after that. These low rates are not common in today's credit card market.

In addition, no annual fee and no foreign transaction fees top this card off as a top non-rewards selection.

If you have good to excellent credit, we wouldn't look twice at this card from HSBC.

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