Advertiser Disclosure 1

Petal® 2 "Cash Back, No Fees" Visa® Credit Card
Directly with WebBank


Petal® 2 "Cash Back, No Fees" Visa® Credit Card

  • No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee.
  • Up to 1.5% cash back after making 12 on-time monthly payments
  • 1% cash back on eligible purchases right away
  • 2% - 10% cash back from select merchants
  • $500 - $10,000 credit limits
  • Variable APRs 12.99% - 26.99%
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology may help applicants without credit history get approved
  • Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

Credit Needed:
Limited, Fair 2

Reviews: Be the first to write one
Rewards: Cash Back
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$0 N/A N/A 12.99% to 26.99% Variable
Our Opinion
We feel that the Petal Visa credit card is an excellent card for applicants having a credit score of 620 or higher. Similar credit offers without fees and various limits are hard to come by.

WebBank introduced technology to a credit card in no way that we have ever seen! We strongly believe that the methods they use to determine approval and credit limits are responsible, and open doors for people that may not get unfairly approved elsewhere.

If you have a credit score of 620 to 799, this card may be ideal. Higher scores may provide you with a different credit card offer from the bank, or better enable you to compare other credit cards and rewards.

The bottom line is this: If your credit isn't perfect, but your score is above 620, then you have a shot of getting approved for a fee-free credit card. With 3 bureau credit reporting, cash rewards, no annual or other kinds of fees, and pre-approval, the Petal2 Cash Rewards Visa might be hard to pass up.

Compare All WebBank Cards
Say Hi & Get in Touch

* See the online WebBank credit card application for details regarding terms and conditions for offers. When you click on the "Apply Now" button, CreditWeb Will connect you to the offer, then the page will be redirected in a few seconds.

1 Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditWeb receives compensation. This compensation may impact how and where products appear on this site, including the order in which they appear. CreditWeb does not include all credit card companies or all card offers available in the marketplace. Please see the credit card application for details about the offer as well as the terms and conditions.

Editorial Note: Opinions expressed here are the author's alone, and have not been reviewed, approved or otherwise endorsed by WebBank.

2 FICO scores/credit scores are used to represent the credit-worthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any credit card product.

Copyright 2021 Credit Web. All rights reserved.