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The Overstock Store Credit Card

We apologize, but The Overstock Store Credit Card is not available at this time. Here are some credit cards that you may be interested in.
Surge® Platinum Mastercard®
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Directly with Continental Finance

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Surge® Platinum Mastercard®

  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit.
  • Unsecured credit card requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
  • See Rates & Fees


Credit Needed:
Fair, Limited, PoorCreditWeb considers the following based on credit types:

A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2

Reviews: 1
Rewards: None
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$75 - $125 N/A* See website for Details* 35.90% Fixed
Reflex® Platinum Mastercard®
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Directly with Continental Finance

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Reflex® Platinum Mastercard®

  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
  • Unsecured credit card requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
  • See Rates & Fees


Credit Needed:
Fair, Limited, PoorCreditWeb considers the following based on credit types:

A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2

Reviews: Be the first to write one
Rewards: None
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$75 - $125 N/A* N/A* 35.90% Fixed
Aspire® Cash Back Rewards Mastercard
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Directly with Aspire Card

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Aspire® Cash Back Rewards Mastercard

  • Earn Cash Back Rewards* on All Eligible Purchases – 3% on Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
  • Up to $1,000 credit limit subject to credit approval
  • Prequalify** without affecting your credit score
  • No security deposit
  • Free Access to your Credit Score†
    *See Program Terms for important information about the cash back rewards program.
    ** Prequalify means that you authorize us to make a soft inquiry into your credit history (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
    † Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.


Credit Needed:
Fair, Above Average, LimitedCreditWeb considers the following based on credit types:

A credit score between 685 and 710 is considered above average credit. A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. 2

Reviews: Be the first to write one
Rewards: Cash Back
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$85-$175 first year, $229 thereafter N/A* N/A* 36% Fixed
Total Visa® Card
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Directly with Total Visa

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Total Visa® Card


Credit Needed:
Fair, Poor, LimitedCreditWeb considers the following based on credit types:

A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2

Reviews: 2
Rewards: None
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
See Terms* N/A* N/A* 35.99%*
Kay Jewelers Credit Card
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Directly with Comenity Bank

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Kay Jewelers Credit Card

Express Your Love Your Way. Enjoy Zero Down Special Financing* on purchases of $300 or more with the KAY Jewelers Credit Card issued by Comenity Bank.

Nothing Should Get in the Way of Love. Use your KAY Jewelers Credit Card and select a Special Financing* plan that works best for you.

  • 6 Months Special Financing: $300 minimum purchase*
  • 12 Months Special Financing: $750 minimum purchase*
  • 18 Months Special Financing: $3000 minimum purchase*
  • 36 Months Special Financing: $1,500 minimum purchase*
  • Treat yourself to something wonderful during your birthday month with $100 off.*
  • Cardholder's Anniversary: Celebrate with a special offer, just for you with $100 off.*


Credit Needed:
Poor, LimitedCreditWeb considers the following based on credit types:

A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2

Reviews: 41
Rewards: None
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$0* N/A* N/A* See Terms*
Masseys Credit
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Directly with Masseys

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Masseys Credit

  • See if you are pre-qualified instantly, without affecting your credit score
  • Less than perfect credit is okay
  • Credit lines up to $500
  • Payments as low as $5.99 per month (subject to final credit approval)
  • Automatic reviews for credit line increase opportunities
  • Buy now, pay later! One stop shopping for name brand shoes, apparel and more!


Credit Needed:
Poor, Fair, LimitedCreditWeb considers the following based on credit types:

A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2

Reviews: Be the first to write one
Rewards: None
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$0* N/A* N/A* See Terms*
Masseys Credit
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Directly with Masseys

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Masseys Credit

  • See if you are pre-qualified instantly, without affecting your credit score
  • Less than perfect credit is okay
  • Credit lines up to $500
  • Payments as low as $5.99 per month (subject to final credit approval)
  • Automatic reviews for credit line increase opportunities
  • Buy now, pay later! One stop shopping for name brand shoes, apparel and more!


Credit Needed:
Poor, Fair, LimitedCreditWeb considers the following based on credit types:

A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2

Reviews: Be the first to write one
Rewards: None
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$0* N/A* N/A* See Terms*
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* See the online Comenity Bank credit card application for details regarding terms and conditions for offers. When you click on the "Apply Now" button, CreditWeb will connect you to the offer, then the page will be redirected in a few seconds.

1 Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditWeb receives compensation. This compensation may impact how and where products appear on this site, including the order in which they appear. We do not include all credit card companies or all card offers available in the marketplace. Please see the credit card application for details about the offer as well as the terms and conditions.

Editorial Note: Opinions expressed here are the author's alone, and have not been reviewed, approved or otherwise endorsed by Comenity Bank.

2 FICO scores/credit scores are used to represent the credit-worthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any credit card product.
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