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Advertiser Disclosure 1

Upgrade Life Rewards Visa®
Directly with Cross River Bank


Upgrade Life Rewards Visa®

  • 3% Cash Back on payments for Gas, Grocery, Health, Streaming, and Utility categories, 1% cash back on everything else (Target and Walmart earn 1%)
  • Pay your balance in full early each month and avoid interest with EarlyPay*
  • Combine the flexibility of a card with the predictability of a loan
  • No Annual fee*
  • No touch payments with contactless technology built in*
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere

Credit Needed:
Excellent, GoodCreditWeb considers the following based on credit types:

A credit score higher than 740 is considered excellent credit. A credit score between 690 and 740 to have good credit. 2

Reviews: Be the first to write one
Rewards: Cash Back
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$0 N/A N/A 14.99% - 29.99% APR
Our Opinion
The Upgrade Life Rewards Visa® from Cross River Bank is an exciting Visa credit card offer for the market.

Are you tired of using a credit card that doesn't offer any rewards or benefits? Upgrade your credit card game with the Upgrade Life Rewards Visa! This credit card offers exclusive benefits and rewards that will enhance your lifestyle. Keep reading to learn more about the Upgrade Life Rewards Visa and how it can benefit you.

Earn Rewards on Everyday Purchases
With the Upgrade Life Rewards Visa, you can earn rewards on all of your everyday purchases. From groceries to gas, you can earn points for every dollar you spend. These points can then be redeemed for a variety of rewards, including travel, merchandise, and even cash back. This means that every time you use your credit card, you are getting something back in return.

No Annual Fee
One of the biggest perks of the Upgrade Life Rewards Visa is that it has no annual fee. This means that you can enjoy all of the benefits and rewards without having to pay a yearly fee. This is a great way to save money and make the most out of your credit card.

Low Interest Rates
Another advantage of the Upgrade Life Rewards Visa is its low interest rates. This credit card offers competitive interest rates, making it a smart choice for those who carry a balance on their credit card. With lower interest rates, you can save money on interest charges and pay off your balance faster.

Exclusive Travel Benefits
Upgrade your travel experience with the exclusive benefits offered by the Upgrade Life Rewards Visa. This credit card offers travel insurance, rental car insurance, and even access to airport lounges. These benefits can save you money and make your travels more comfortable and stress-free.

Contactless Payment Technology
The Upgrade Life Rewards Visa also features contactless payment technology, making it easier and more convenient to make purchases. Simply tap your credit card on a contactless payment terminal and you're good to go. This feature is not only convenient, but it also adds an extra layer of security to your transactions.

Upgrade Your Life Today
Ready to upgrade your credit card game? Apply for the Upgrade Life Rewards Visa today and start enjoying all of the exclusive benefits and rewards it has to offer. With no annual fee, low interest rates, and the ability to earn rewards on everyday purchases, this credit card is a must-have for anyone looking to enhance their lifestyle.

How to Apply
Applying for the Upgrade Life Rewards Visa is quick and easy. Simply visit our website and fill out the online application form. You will need to provide some personal and financial information, and once your application is approved, your new credit card will be on its way to you.

Upgrade your life with the Upgrade Life Rewards Visa and start enjoying all of the exclusive benefits and rewards it has to offer. Apply now and take the first step towards a better credit card experience. Have any questions? Let us know in the comments below.

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* See the online Cross River Bank credit card application for details regarding terms and conditions for offers. When you click on the "Apply Now" button, CreditWeb will connect you to the offer, then the page will be redirected in a few seconds.

1 Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditWeb receives compensation. This compensation may impact how and where products appear on this site, including the order in which they appear. We do not include all credit card companies or all card offers available in the marketplace. Please see the credit card application for details about the offer as well as the terms and conditions.

Editorial Note: Opinions expressed here are the author's alone, and have not been reviewed, approved or otherwise endorsed by Cross River Bank.

2 FICO scores/credit scores are used to represent the credit-worthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any credit card product.
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