Comenity Bank Credit Card Reviews
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Title: Love The Store - Hate The Card
Date Reviewed: 2019-12-15 16:08:59 | Recommended?: Yes
Review: The ann taylor credit card is the only card i have that does not allow automatic payments and i cannot set up payments in advance for several months. I am an incredibly busy attorney and entrepreneur and keep all my cards and payments on auto so that nothing is missed. The lack of ability to either have auto payments or set up payments in advance is very inconvenient and means sometimes i forget payments. I will no longer be using this card because of this lack of convenience.
Title: Great Card, Great Store
Date Reviewed: 2016-11-09 10:37:42 | Recommended?: Yes
Review: I normally do a lot of shopping at this store, so getting a card just seemed like the sensible thing to do. Even though the interest rate is high (27. 24%) as with any store card, i feel that the deals the store have outweigh the apr. Plus, i try to keep my spending limit at only $200 a month so that i don't carry a huge balance over. I also get a whole bunch of coupons in the mail since i signed up for this card.
Title: Love The Store And Card
Date Reviewed: 2016-10-10 20:04:01 | Recommended?: Yes
Review: I absolutely love the ann taylor clothing line. I had to get a credit card because i shop there so often. I love the deals they have in the stores. I also love the savings that you get when you are a cardholder. There are many perks too and never had any issues.
Title: Excellent Benefits
Date Reviewed: 2016-06-26 07:58:23 | Recommended?: Yes
Review: I have had a lane bryant credit card for about three years now. I don't like the higher interest rate but that is the only thing that is bad. You constantly get coupons and deals emailed to you. The credit department is so easy to work with if you ever have the need to.
Title: Should Be Here This Week
Date Reviewed: 2016-05-21 17:55:01 | Recommended?: Yes
Review: I tried using the "shopping cart trick" several times and it never worked; so i applied outright on the website and got an instant approval of $500 and it said it should be here within 10 days. I heard that they do 3 hard pulls at all 3 ( ex,eq,tu) for this card.. So be careful. I applied with a cs avg 570... I will be very very responsible to build my credit up with this card and pay it in full before each billing cycle hit. I will give an update in a couple of months.
Title: Approved Via Shopping Cart Trick
Date Reviewed: 2015-12-19 16:34:11 | Recommended?: Yes
Review: I really like the clothing in this store so i wanted to get an account. I tried the shopping cart trick twice in the last week... Nothing. Finally i tried my google chrome browser and cleared cookies. Added a few items in my shopping cart and boom the preapproval popped up! Put in last 4 digits of ssn and approved for $500. This is my 3rd card using this trick with no hard pull to my credit file. Glad to have this card. Limit is not high but it is all i need and will keep me from overspending (although i typically pay in full for my cards unless its on 0% promotion)
Title: Approved Through Shopping Cart Trick
Date Reviewed: 2015-12-15 20:37:40 | Recommended?: Yes
Review: I read all the articles on storecard approvals without a hard pull so i tried. Needless to say at checkout right before it was time to pay a preapproval popped up! My limit displayed on screen $500. I also tried this trick with express (also received $500) and j crew and it worked but i didn't accept the j crew offer. My scores are @ 620-670 depending what bureau they pull from. Glad to be an angel....
Title: AWESOME!
Date Reviewed: 2015-11-24 08:53:21 | Recommended?: Yes
Review: I got approved with the cart trick and my credit score is 576. Limit is low $150, but it's a start.
Title: Approved
Date Reviewed: 2015-09-06 23:26:33 | Recommended?: Yes
Review: There is a talbots store very close to me so i decided to apply since they have great petite size clothing. I applied and received the dreaded 7-10 day letter message. When i received the letter, they needed me to call to verify. I called and was approved with a $300 sl. My fico score was around 560 when approved.
Title: Approved With The SCT
Date Reviewed: 2015-09-06 23:22:46 | Recommended?: Yes
Review: I placed a bathing suit in my shopping cart and received the pop up approval. I was approved for $250. 00. I been purchasing and then pif. I've had the card since june 30th, 2015 and keep trying for a cli. I've read that i have to wait at lease 6-9 months before they approve clis. Its sad because out of all the cards, this is the one i use the most, but they are stingy with the increases.
Title: Approved With The SCT
Date Reviewed: 2015-09-06 23:14:52 | Recommended?: Yes
Review: I was approved with a starting limit of $250. 00. I placed items in my shopping cart and received the pre approval pop up. I accepted the offer and removed everything from the shopping cart. Looking to rebuild my credit. Plan to make small purchases and pif. My fico score was 560 when approved.
Title: Approved - Low Limit
Date Reviewed: 2015-08-08 15:05:33 | Recommended?: Yes
Review: Approved with a toy starting limit of $250. 00. This store is expensive that my shopping options will be very limited. Trying to rebuild my credit, so i accepted the offer.
Title: Approved
Date Reviewed: 2015-08-08 15:03:01 | Recommended?: Yes
Review: Instant approval at online checkout. Approved with a toy limit of $250. 00, but i'll take it. Trying to rebuild my credit. Approved with a credit score of 560
Title: Great Card
Date Reviewed: 2015-08-06 19:39:54 | Recommended?: Yes
Review: I was instantly approved with $1750. 00 credit limit! Only issue they have sent out two cards and i have never received.
Title: Approved!!
Date Reviewed: 2015-06-16 18:55:58 | Recommended?: Yes
Review: I've had this card for a while, one of the first credit cards i got after my bankruptcy. Initial cl was $250, now $500
Title: Got Approved With Shopping Cart Trick
Date Reviewed: 2015-03-05 14:46:30 | Recommended?: Yes
Review: While browsing this site the other night and reading the reviews i decided to try my luck. I added one item to the cart and then got the pop up that i was approved for $250. My scores i according to fico 8 score watch at the time were eq 530 trans 577 ex 587
Title: 580 Experian Denied
Date Reviewed: 2014-08-05 14:23:05 | Recommended?: No
Review: Rebuilding credit and thought this would be a good way to go seeing it said "this card is intended for consumers, or "personal use" with poor or limited credit histories and a fico of 450. "
current with over 8 months on-time payed history on a capital one secured $300 and $300 unsecured
your credit score: 580
date: 08/05/2014
scores range from a low of 300 to a high of 850
key factors that adversely affected your credit score:
derogatory public record or collection filed. length of time accounts have been established. too few accounts currently paid as agreed. lack of recent installment loan information
Title: Denied
Date Reviewed: 2014-06-21 12:28:27 | Recommended?: No
Review: 650 credit score denied.
Title: Excellent Customer Service!
Date Reviewed: 2014-04-01 20:49:15 | Recommended?: Yes
Review: I was instantly approved for $500 but my cl was not as high as i expected. I am in the process of rebuilding my credit and i don't plan on carrying a balance.
Title: GOOD
Date Reviewed: 2013-12-12 22:10:32 | Recommended?: Yes
Review: Got this card with a score of 620 acroos the board...... Which is a low score bad credit....... They gave me 750$ limit i was shocked...
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