Chris Bibey

In today’s day and age, it’s hard to find a credit card that doesn’t provide access to an online management tool.

While you don’t have to take advantage of this, you could be missing out on something of real value.

In the past, credit card management was all about waiting for a paper statement to arrive in the mail.…
Read the rest

With so many ways to use a small business credit card, it goes without saying that you may want to gain access to this financial tool at some point.

But here’s the question you must first answer: how will you confidently select the credit card that’s best for you, your business, your finances, and the future?…
Read the rest

As a small business owner, you’ll never stop asking (and answering) questions about your finances. After all, this is a big part of keeping your company on solid ground.

In the past, you may have avoided a small business credit card for one reason or another. And while this isn’t the right tool for every organization, it’s one that you should consider moving forward.…
Read the rest

There may come a time when you realize that you no longer need your credit card. If you find yourself in this position, it’s time to move forward with the cancellation process.

Of course, there’s a big question on your mind: should you cancel the credit card or should you keep the account open?…
Read the rest

Finding a credit card that suits your every want and need is easier said than done. Adding to this challenge, you never know if you’ll be approved until you complete and submit an application.

While there are things you can do to position yourself for an approval, there’s no guarantee. Here are three of the most common reasons credit card applications get rejected:

1. Your Credit Score is Too Low

Simply put, if your credit score isn’t in the acceptable range you’re not likely to receive an approval.…
Read the rest

As somebody with a credit card, you’re in position to make a variety of key decisions. At some point, you may ask yourself this question: does it make sense to add a cardholder?

For example, you may want to add a spouse or child as a cardholder. While this is a big decision, it’s not one that should bog you down for too long.…
Read the rest

Many of the biggest department and retail stores offer their own credit card to customers. While this sounds like a great idea on the surface, especially if you can access a promotion in exchange for signing up, you don’t want to jump at the idea just yet.

Here are several questions to answer before applying for a store credit card:

1. What are you getting in return?

Are you seeking your very first small business credit card? Are you interested in making a change from the one you currently use? Either way, you need to know what types of things are most important.

The right credit card makes it much more likely that you will take advantage of the benefits.…
Read the rest

Nobody wants to spend more time than they have to on the phone with their credit card company. However, there are times when it makes sense to reach out.

Here are three questions you should consider asking today:

1. Can you waive my late fee? If for any reason you made a late payment, this is a question you should ask.