Credit Cards with 0% Balance Transfers
We didn't find any credit cards in this category, but we do have these popular offers that you may be interest in.
Directly with First PREMIER® Bank
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First PREMIER® Bank Mastercard® Credit Card
- WORKING TOGETHER - First PREMIER Bank cares about our community, our customers, our employees and helping them build a bright future.*
- Build credit - Manageable credit limit, manageable payment, meant to fit your budget (build credit by keeping your balance low and paying on time every month)
- Access to credit, when you need it most (subject to available credit)
- Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
- First PREMIER customer service: helpful, friendly, fast
- You could be approved for a credit limit increase after your 1 year anniversary - Just Ask!
*Build credit by keeping your balance low and paying on time every month.
Credit Needed: Fair, AverageCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2
Reviews: 4
Rewards: N/A*
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| See Terms* |
N/A* |
N/A* |
See Terms* |
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Directly with Genesis FS Card Services
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Destiny Mastercard®
- All the benefits of a Mastercard, without a security deposit
- Keeping your account in good standing may help establish and/or improve your credit history
- Less than perfect credit is okay, even with a prior bankruptcy!
- Prequalify for a card today and it will not impact your credit score
- Reports to all three major credit bureaus
Credit Needed: Poor, FairCreditWeb considers people with a credit score below 600 to have poor credit. A credit score between 601 and 699 is considered fair credit. 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $59-$99 |
N/A* |
N/A* |
24.9% |
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Directly with First PREMIER® Bank
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First PREMIER® Bank Credit Card
- HERE FOR YOU – NOW & IN THE FUTURE – First PREMIER Bank values its customers and employees and helping them build a bright future.*
- Looking to build a credit future? We report to the major consumer reporting agencies monthly*
- Manageable credit limit, manageable payment, meant to fit your budget
- Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
- First PREMIER customer service goes above and beyond to provide patient, friendly help
- PREMIER puts control in your hands, just ask to be evaluated for a credit limit increase after 12 months
*Build credit by keeping your balance low and paying on time every month.
Credit Needed: Fair, AverageCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2
Reviews: 2
Rewards: N/A*
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| See Terms* |
N/A* |
N/A* |
See Terms* |
|
Directly with First PREMIER® Bank
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PREMIER Forward® Mastercard® Credit Card
- YOU & PREMIER: A SOLID TEAM – First PREMIER Bank values its customers and employees and helping them build a bright future.*
- Looking to begin your credit building journey? We report to the major consumer reporting agencies monthly*
- Access to available credit when you need it
- Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
- With a 4.5 (out of 5)-star rating, First PREMIER customer service shows that it works hard to help customers
- Credit Limit Increase Eligible —upon request, and after 12 months of consistent responsible account management (on-time payments and staying within the credit limit).
*Build credit by keeping your balance low and paying on time every month.
Credit Needed: Fair, AverageCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2
Reviews: 3
Rewards: N/A*
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| See Terms* |
N/A* |
N/A* |
See Terms* |
|
Directly with First PREMIER® Bank
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First PREMIER® Bank Gold Credit Card
- WE'RE HERE TO HELP YOU - Since 1989, First PREMIER Bank has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health.*
- Looking to build credit? We report to the major consumer reporting agencies monthly*
- Access to available credit when you need it
- Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
- Courteous, caring customer service: that’s what First PREMIER is all about
- Credit limit increases can be evaluated after 12 months. Just ask!
*Build credit by keeping your balance low and paying on time every month.
Credit Needed: Fair, AverageCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2
Reviews: Be the first to write one
Rewards: N/A*
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| See Terms* |
N/A* |
N/A* |
See Terms* |
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Surge Mastercard®
- All credit types welcome to apply!
- Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- See if you’re Pre-Qualified without impacting your credit score
- Fast and easy application process; results in seconds
- Free online account access 24/7
- Checking Account Required
Credit Needed: Fair, LimitedCreditWeb considers people with a credit score between 601 and 699 to have fair credit. A credit score between 645 and 689 is considered limited credit. 2
Reviews: 2
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| See website for Details* |
N/A* |
See website for Details* |
25.90% - 29.99% |
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Directly with First PREMIER® Bank
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First PREMIER® Bank Classic Credit Card
- YOUR HELPING HAND - Since 1989, First PREMIER Bank has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health.*
- Looking to build a credit future? We report to the major consumer reporting agencies monthly*
- Use available credit for basics like gas and food when you need them
- Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
- US-based customer service that’s both professional and personable
- Customers can request to be evaluated for a credit limit increase after 12 months
*Build credit by keeping your balance low and paying on time every month.
Credit Needed: Fair, AverageCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2
Reviews: 1
Rewards: N/A*
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| See Terms* |
N/A* |
N/A* |
See Terms* |
|
Directly with Genesis FS Card Services
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Indigo® Platinum Mastercard® Credit Card
- Easy pre-qualification process with fast response
- Less than perfect credit is okay
- Online servicing available 24/7 at no additional cost
- Unsecured credit card, no security deposit required
- Account history is reported to the three major credit bureaus in the U.S.
Credit Needed: Fair, AverageCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2
Reviews: 3
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $0 - $99 |
N/A* |
N/A |
24.9% |
|
Reflex Mastercard®
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
Credit Needed: Fair, LimitedCreditWeb considers people with a credit score between 601 and 699 to have fair credit. A credit score between 645 and 689 is considered limited credit. 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| See Terms |
N/A* |
N/A* |
25.90% - 29.99% |
|
Directly with The Bank of Missouri
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Total VISA® Unsecured Credit Card
- Checking Account Required
- Fast and easy application process; response provided in seconds
- A genuine Visa card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- $300 credit limit (subject to available credit)
- Reports monthly to all three major credit bureaus
Credit Needed: Fair, PoorCreditWeb considers people with a credit score between 601 and 699 to have fair credit. A credit score below 600 is considered poor credit. 2
Reviews: 2
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| See Terms* |
N/A |
N/A |
See Terms* |
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Petal® Visa® Credit Card
- No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee
- Up to 1.5% cash back after making 12 on-time monthly payments
- Variable APRs 12.99% to 29.49%.
- 1% cash back on eligible purchases right away
- Up to 10% cash back from select merchants
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology may help applicants without credit history get approved
- $500 - $10,000 credit limits
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you're pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
Credit Needed: Limited, Fair 2
Reviews: Be the first to write one
Rewards: Cash Back
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $0 |
N/A |
N/A |
12.99% to 29.49% Variable |
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Directly with The Bank of Missouri
Compare
FIT Mastercard®
- All credit types welcome to apply
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $400.00* (Subject to available credit)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
- Checking Account Required
Credit Needed: PoorCreditWeb considers people with a credit score below 600 to have poor credit. 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| See Terms |
N/A* |
N/A* |
29.99% |
|
Directly with Genesis FS Card Services
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Milestone Gold Mastercard®
- Instant pre-qualification is available for those who qualify
- Less than perfect credit is okay
- Access your account online or from your mobile device 24/7
- Choice of card image at no extra charge
- Account history is reported to the three major credit bureaus in the U.S.
Credit Needed: Good, FairCreditWeb considers people with a credit score between 690 and 740 to have good credit. A credit score between 601 and 699 is considered fair credit. 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $35 - $99* |
N/A* |
N/A |
24.9% |
|
Upgrade Card
- Combine the flexibility of a card with the low cost and predictability of a loan
- $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Access to a virtual card while you wait for your card to arrive in the mail
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
- See Rates & Fees
Credit Needed: Excellent, GoodCreditWeb considers people with a credit score higher than 740 to have excellent credit. A credit score between 700 and 739 is considered good credit. 2
Reviews: 1
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $0 |
N/A* |
N/A* |
6.99%-29.99% |
|
Directly with Genesis FS Card Services
Compare
Indigo® Unsecured Mastercard® - Prior Bankruptcy is Okay
- Pre-qualifying today will not affect your credit score
- Less than perfect credit histories can qualify, even with prior bankruptcy!
- Mobile friendly online access from anywhere
- Fraud protection for stolen or lost cards
- Account history is reported to the three major credit bureaus in the U.S.
Credit Needed: FairCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2
Reviews: 1
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $0 - $99 |
N/A* |
N/A |
24.9% |
|
Looking for more balance transfer cards? If you didn't find what you are looking for,
take a look at these balance transfers.
Despite the many benefits and a variety of offers from the biggest credit card issuers, there are unique details to consider before opting for this type of offer. Most importantly, pay attention to the balance transfer fee, which is typically outlined in the terms and disclosure. This is typically in the 3 - 5% range. The Chase Slate credit card currently offers an introductory $0 fee, if a balance is transferred withing the first 60 days.
Other factors to consider include: the length of the 0% offer, the purchase interest rate, and the annual fee.
These credit cards are not the right choice for every consumer, but those who are trying to save money on interest and/or consolidate debt should compare the many available offers. After a basic comparison, you'll better understand which one will save you the most money while providing a variety of additional benefits. You may want to check out our
balance transfer calculator for an estimate of savings.
