Credit Cards with 0% Balance Transfers
We didn't find any credit cards in this category, but we do have these popular offers that you may be interest in.
- Save money by transferring your existing balances to a card with a 0% introductory balance transfer rate.
- Enjoy 0% interest on balance transfers and purchases for up to 18 months.
- Increase your savings with a card that charges no balance transfer fee
- Save even more with a no annual fee balance transfer credit card!
- Terms vary by partner offer. Please see each bank's application for terms and conditions.
- Clicking will take you to CreditSoup.com to compare Balance Transfer Credit Cards from participating partners.
Credit Needed: Excellent, GoodCreditWeb considers the following based on credit types:
A credit score higher than 740 is considered excellent credit. A credit score between 690 and 740 to have good credit. 2
Directly with Genesis FS Card Services
Compare
Milestone® Mastercard®
- Prequalify for a card today and it will not impact your credit score
- Less than perfect credit is okay
- 24/7 access to your account information, even on mobile
- Reports to all three major credit bureaus
Annual Fee is *Dependent on credit worthiness
Credit Needed: Good, FairCreditWeb considers the following based on credit types:
A credit score between 690 and 740 to have good credit. A credit score between 601 and 699 is considered fair credit. 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
| $35 - $99* |
N/A* |
N/A |
24.9% |
|
Directly with Genesis FS Card Services
Compare
Indigo® Mastercard® Credit Card
- Easy pre-qualification process with fast response
- Less than perfect credit is okay
- Online servicing available 24/7 at no additional cost
- Unsecured credit card, no security deposit required
- Account history is reported to the three major credit bureaus in the U.S.
Credit Needed: Fair, GoodCreditWeb considers the following based on credit types:
A credit score between 690 and 740 to have good credit. A credit score between 601 and 699 is considered fair credit. 2
Reviews: 5
Rewards: None
| Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
| $0 - $99 |
N/A* |
N/A |
24.9% |
|
Directly with Genesis FS Card Services
Compare
Destiny Mastercard®
- All the benefits of a Mastercard, without a security deposit
- Keeping your account in good standing may help establish and/or improve your credit history
- Less than perfect credit is okay, even with a prior bankruptcy!
- Prequalify for a card today and it will not impact your credit score
- Reports to all three major credit bureaus
Credit Needed: Poor, GoodCreditWeb considers the following based on credit types:
A credit score between 690 and 740 to have good credit. A credit score below 600 is considered poor credit. 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
| $59-$99 |
N/A* |
N/A* |
24.9% |
|
Mission Lane Visa® Credit Card
- See if you qualify instantly without harming your credit score.
- Be automatically considered for a higher credit line in as few as 7 months.
- Free, online credit score access for cardholders.
- Instant decision on your application.
- No interest on purchases when you pay in full and on time each month.
- No security deposit required – get started today!
- Enjoy coverage from Visa®.
- Access your account anytime, anywhere with our mobile app.
- If you are charged interest, the charge will be no less than $0.50.
Credit Needed: Fair, Good, PoorCreditWeb considers the following based on credit types:
A credit score between 690 and 740 to have good credit. A credit score between 601 and 699 is considered fair credit. A credit score below 600 is considered poor credit. 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
| $0-59 |
N/A* |
N/A* |
26.99 - 29.99% (Variable) |
|
Stoneberry Credit
- See if you are pre-qualified instantly, without affecting your credit score
- Less than perfect credit is okay
- Credit lines up to $1,000
- Payments as low as $5.99 per month
- Automatic reviews for credit line increase opportunities
- Buy now, pay later! One stop shopping for bedding, kitchenware, electronics, jewelry and more!
Credit Needed: Poor, Fair, LimitedCreditWeb considers the following based on credit types:
A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
| $0* |
N/A* |
N/A* |
See Terms* |
|
Aspire® Cash Back Reward Card
- With the Aspire® Mastercard® Credit Card, you earn a 3% cash back reward on Gas, Groceries and Utility Payments
- Earn a 1% cash back reward on all other purchases
- Up to $1,000 credit limit subject to credit approval
- Pre-qualify without affecting your credit score
- No deposits or program fee
- Free access to your Vantage 3.0 score from Equifax†
† Your credit score will be available in your online account 60 days after your account is opened. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
Credit Needed: Fair, Above Average, LimitedCreditWeb considers the following based on credit types:
A credit score between 685 and 710 is considered above average credit. A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. 2
Reviews: Be the first to write one
Rewards: Cash Back
| Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
| As low as $85 |
N/A* |
N/A* |
29.99% OR 36% (V) |
|
Fortiva® Mastercard® Credit Card
- With the Fortiva® Mastercard® Credit Card, you earn up to a 3% cash back reward
- Make contactless payments through Mobile Wallet
- Periodic Credit Increase Reviews
- Free access to your Vantage 3.0 score from Equifax†
† Your credit score will be available in your online account 60 days after your account is opened. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
Credit Needed: Fair, AverageCreditWeb considers the following based on credit types:
A credit score between 601 and 699 is considered fair credit. 2
Reviews: Be the first to write one
Rewards: Cash Back
| Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
| As low as $85 |
N/A* |
N/A* |
29.99% OR 36% (V) |
|
First Access Visa® Card
- Checking Account Required
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won’t
- Easy and secure online application
- $300 credit limit (subject to available credit)
- The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.
Credit Needed: PoorCreditWeb considers the following based on credit types:
A credit score below 600 is considered poor credit. 2
Reviews: 1
Rewards: None
| Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
| See Terms |
N/A* |
N/A* |
See Terms |
|
Total Visa® Card
- Total Visa active cardholders get exclusive access to free Credit Monitoring powered by TransUnion®!
- Checking Account Required
- Fast and easy application process; response provided in seconds
- A genuine Visa credit card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- $300 credit limit (subject to available credit)
- Reports monthly to all three major credit bureaus
Credit Needed: Fair, Poor, LimitedCreditWeb considers the following based on credit types:
A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2
Reviews: 2
Rewards: None
| Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
| See Terms |
N/A* |
N/A* |
See Terms |
|
Surge® Platinum Mastercard®
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply!
- Free access to your Vantage 3.0 score From Experian* (When you sign up for e-statements)
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
- Monthly reporting to the three major credit bureaus
- See if you’re Pre-Qualified without impacting your credit score
- Fast and easy application process; results in seconds
- Free online account access 24/7
- Checking Account Required
- See Rates & Fees
Credit Needed: Fair, Limited, PoorCreditWeb considers the following based on credit types:
A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2
Reviews: 1
Rewards: None
| Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
| See website for Details* |
N/A* |
See website for Details* |
29.99% APR (Variable) |
|
Upgrade Cash Rewards Visa®
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
- $200 bonus after opening a Rewards Checking account and making 3 debit card transactions
- Combine the flexibility of a credit card with the predictability of a personal loan
- $0 annual fee, $0 activation fees, $0 foreign transaction fees
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
- See Rates & Fees
** To qualify for the welcome bonus, you must...
See More
** To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.
Credit Needed: Excellent, GoodCreditWeb considers the following based on credit types:
A credit score higher than 740 is considered excellent credit. A credit score between 690 and 740 to have good credit. 2
Reviews: 1
Rewards: Cash Back
| Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
| $0 |
N/A* |
N/A* |
14.99% - 29.99% (Variable)* |
|
Reflex® Platinum Mastercard®
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
Credit Needed: Fair, Limited, PoorCreditWeb considers the following based on credit types:
A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
| See Terms |
N/A* |
N/A* |
29.99% APR (Variable) |
|
Applied Bank® Unsecured Classic Visa® Card
- Get Pre-Qualified in Less Than a Minute
- A $300 Unsecured Credit Line which can be used at Grocery Stores, Gas Stations, Discount Stores, ATM's and Online!
- A REAL Visa® Credit Card with Automatic Reporting to all Three National Credit Bureaus
- No Penalty Rate. Your Rate Won't Go Up Even If You are Late
- Access Additional Credit With On-Time Payments and Responsible Usage
- A True Unsecured EMV enabled (chip) Visa Credit card
- Does not require perfect credit for approval
- Fixed APR and Manageable Monthly Payments
Credit Needed: Poor, Fair, LimitedCreditWeb considers the following based on credit types:
A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
| See website for Details* |
N/A* |
N/A* |
29.99% |
|
Revvi Card
- Revvi active cardholders get exclusive access to free Credit Monitoring powered by TransUnion!
- Earn 1% cash back rewards^^ on payments made to your Revvi Credit Card
- Fast and easy application; response provided in seconds
- $300 credit limit (subject to available credit)
- Build your credit score with on-time payments and keeping your balance below the credit limit
- Opportunity to request credit limit increase after twelve months, fee applies
- Checking account required
- Reports monthly to all three major credit bureaus
- Manageable monthly payments
- Perfect credit not required
- Easy-to-use mobile app for management on the go!
- *See rates, fees, costs & limitations, and rewards for complete offer and Revvi Rewards details^^
- See Rates & Fees
Credit Needed: Poor, FairCreditWeb considers the following based on credit types:
A credit score between 601 and 699 is considered fair credit. A credit score below 600 is considered poor credit. 2
Reviews: Be the first to write one
Rewards: Cash Back
| Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
| $75 1st year, $48 after* |
N/A* |
N/A* |
34.99%* |
|
Directly with Comenity Bank
Compare
Kay Jewelers Credit Card
Express Your Love Your Way. Enjoy Zero Down Special Financing* on purchases of $300 or more with the KAY Jewelers Credit Card issued by Comenity Bank.
Nothing Should Get in the Way of Love. Use your KAY Jewelers Credit Card and select a Special Financing* plan that works best for you.
- 6 Months Special Financing: $300 minimum purchase*
- 12 Months Special Financing: $750 minimum purchase*
- 18 Months Special Financing: $3000 minimum purchase*
- 36 Months Special Financing: $1,500 minimum purchase*
- Treat yourself to something wonderful during your birthday month with $100 off.*
- Cardholder's Anniversary: Celebrate with a special offer, just for you with $100 off.*
Credit Needed: Poor, LimitedCreditWeb considers the following based on credit types:
A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2
Reviews: 41
Rewards: None
| Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
| $0* |
N/A* |
N/A* |
29.99% (Variable)* |
|
Looking for more balance transfer cards? If you didn't find what you are looking for,
take a look at these balance transfers.
Despite the many benefits and a variety of offers from the biggest credit card issuers, there are unique details to consider before opting for this type of offer. Most importantly, pay attention to the balance transfer fee, which is typically outlined in the terms and disclosure. This is typically in the 3 - 5% range. The Chase Slate credit card currently offers an introductory $0 fee, if a balance is transferred withing the first 60 days.
Other factors to consider include: the length of the 0% offer, the purchase interest rate, and the annual fee.
These credit cards are not the right choice for every consumer, but those who are trying to save money on interest and/or consolidate debt should compare the many available offers. After a basic comparison, you'll better understand which one will save you the most money while providing a variety of additional benefits. You may want to check out our
balance transfer calculator for an estimate of savings.
