Credit Cards with Flexible Rewards
We didn't find any credit cards in this category, but we do have these popular offers that you may be interest in.
Directly with Genesis FS Card Services
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Indigo® Platinum Mastercard® Credit Card
- Easy pre-qualification process with fast response
- Less than perfect credit is okay
- Online servicing available 24/7 at no additional cost
- Unsecured credit card, no security deposit required
- Account history is reported to the three major credit bureaus in the U.S.
Credit Needed: Fair, AverageCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2
Reviews: 4
Rewards: None
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
$0 - $99 |
N/A* |
N/A |
24.9% |
|
Total VISA® Unsecured Credit Card
- Checking Account Required
- Fast and easy application process; response provided in seconds
- A genuine Visa card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- $300 credit limit (subject to available credit)
- Reports monthly to all three major credit bureaus
Credit Needed: Fair, PoorCreditWeb considers people with a credit score between 601 and 699 to have fair credit. A credit score below 600 is considered poor credit. 2
Reviews: 2
Rewards: None
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
See Terms |
N/A |
N/A |
See Terms |
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Reflex Mastercard®
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
Credit Needed: Fair, LimitedCreditWeb considers people with a credit score between 601 and 699 to have fair credit. A credit score between 645 and 689 is considered limited credit. 2
Reviews: Be the first to write one
Rewards: None
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
See Terms |
N/A* |
N/A* |
25.90% - 29.99% (Variable) |
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Surge Mastercard®
- All credit types welcome to apply!
- Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- See if you’re Pre-Qualified without impacting your credit score
- Fast and easy application process; results in seconds
- Free online account access 24/7
- Checking Account Required
Credit Needed: Fair, LimitedCreditWeb considers people with a credit score between 601 and 699 to have fair credit. A credit score between 645 and 689 is considered limited credit. 2
Reviews: 1
Rewards: None
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
See website for Details* |
N/A* |
See website for Details* |
25.90% - 29.99% (Variable) |
|
Upgrade Visa® Card with Cash Rewards
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
- Combine the flexibility of a card with the low cost and predictability of a loan
- $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Access to a virtual card while you wait for your card to arrive in the mail
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
- See Rates & Fees
Credit Needed: Excellent, GoodCreditWeb considers people with a credit score higher than 740 to have excellent credit. A credit score between 700 and 739 is considered good credit. 2
Reviews: 1
Rewards: Cash Back
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
$0 |
N/A* |
N/A* |
8.99%-29.99% |
|
Directly with Genesis FS Card Services
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Indigo® Unsecured Mastercard® - Prior Bankruptcy is Okay
- Pre-qualifying today will not affect your credit score
- Less than perfect credit histories can qualify, even with prior bankruptcy!
- Mobile friendly online access from anywhere
- Fraud protection for stolen or lost cards
- Account history is reported to the three major credit bureaus in the U.S.
Credit Needed: FairCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2
Reviews: 1
Rewards: None
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
$0 - $99 |
N/A* |
N/A |
24.9% |
|
Directly with Genesis FS Card Services
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Destiny Mastercard®
- All the benefits of a Mastercard, without a security deposit
- Keeping your account in good standing may help establish and/or improve your credit history
- Less than perfect credit is okay, even with a prior bankruptcy!
- Prequalify for a card today and it will not impact your credit score
- Reports to all three major credit bureaus
Credit Needed: Poor, FairCreditWeb considers people with a credit score below 600 to have poor credit. A credit score between 601 and 699 is considered fair credit. 2
Reviews: Be the first to write one
Rewards: None
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
$59-$99 |
N/A* |
N/A* |
24.9% |
|
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee.
- Up to 1.5% cash back after making 12 on-time monthly payments
- 1% cash back on eligible purchases right away
- 2% - 10% cash back from select merchants
- $500 - $10,000 credit limits
- Variable APRs 12.99% - 26.99%
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology may help applicants without credit history get approved
- Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you're pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
Credit Needed: Limited, Fair 2
Reviews: Be the first to write one
Rewards: Cash Back
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
$0 |
N/A |
N/A |
12.99% to 26.99% Variable |
|
Directly with Genesis FS Card Services
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Milestone Gold Mastercard®
- Instant pre-qualification is available for those who qualify
- Less than perfect credit is okay
- Access your account online or from your mobile device 24/7
- Choice of card image at no extra charge
- Account history is reported to the three major credit bureaus in the U.S.
Annual Fee is *Dependent on credit worthiness
Credit Needed: Good, FairCreditWeb considers people with a credit score between 690 and 740 to have good credit. A credit score between 601 and 699 is considered fair credit. 2
Reviews: Be the first to write one
Rewards: None
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
$35 - $99* |
N/A* |
N/A |
24.9% |
|
Jasper Mastercard®
- Earn 1% cash back on every purchase. Terms apply.*
- Up to a $5,000 credit limit
- Unique autopay settings, push notifications, and utilization alerts that help you manage your account and build your credit
- All the benefits of a premium Mastercard
- No annual fee, no security deposit, no foreign transaction fees*
- *See terms and fees: jaspercard.com/disclosures/fees_terms
- Issued by WebBank, Member FDIC
- See Rates & Fees
Credit Needed: Excellent, GoodCreditWeb considers people with a credit score higher than 740 to have excellent credit. A credit score between 700 and 739 is considered good credit. 2
Reviews: Be the first to write one
Rewards: Cash Back
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
$0 |
N/A* |
N/A* |
15.49%-24.99% (Variable) |
|
Directly with Continental Finance
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FIT Mastercard®
- All credit types welcome to apply
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $400.00* (Subject to available credit)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
- Checking Account Required
Credit Needed: PoorCreditWeb considers people with a credit score below 600 to have poor credit. 2
Reviews: Be the first to write one
Rewards: None
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
See Terms |
N/A* |
N/A* |
29.99% |
|
First Access Visa® Credit Card
- Get the security and convenience of a full-featured, unsecured Visa® Credit Card – accepted at millions of merchant and
- ATM locations nationwide and online
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won’t
- Easy and secure online application
- $300 credit limit (subject to available credit)
- Receive your card more quickly with optional Expedited Processing (additional fee applies)
- Get a result in as little as 60 seconds upon completion of the online application
- Select your favorite card design from our gallery, for free!
- 24/7 mobile account access with no security deposit required
- $0 fraud liability if your card is lost or stolen
- All credit histories considered for this no security deposit credit card
- Online Customer Center available 24 x 7
- Issued by The Bank of Missouri
Credit Needed: PoorCreditWeb considers people with a credit score below 600 to have poor credit. 2
Reviews: 1
Rewards: None
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
See Terms |
N/A |
N/A |
See Terms |
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Applied Bank® Unsecured Classic Visa® Card
- Quick & Easy Approval in Less Than 60 Seconds!
- Reports to All Three Major Credit Bureaus
- No Penalty Rate. Your Rate Won't Go Up Even If You are Late
- Access Additional Credit With On-Time Payments and Responsible usage
- A True Unsecured EMV enabled (chip) Visa Credit card
- Does not require perfect credit for approval
- Fixed APR and Manageable Monthly Payments
- 24/7 Online Account Access and Payment Options
- E-mail Payment reminders help you keep your account in good standing
Credit Needed: Poor, FairCreditWeb considers people with a credit score below 600 to have poor credit. A credit score between 601 and 699 is considered fair credit. 2
Reviews: Be the first to write one
Rewards: None
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
See website for Details* |
N/A* |
N/A* |
29.99% |
|
Petal® 1 "No Annual Fee" Visa® Credit Card
- $0 Annual Fee
- 2% - 10% cash back from select merchants
- $500 - $5,000 credit limits
- Variable APRs 19.99 - 29.49% APR
- No annual or international transaction fees. Late and returned payment fees may apply
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology may help applicants without credit history get approved
- Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you're pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
Credit Needed: FairCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2
Reviews: Be the first to write one
Rewards: Cash Back
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
$0 |
N/A* |
N/A |
19.99 - 29.49% Variable |
|
Grand Reserve™ World Mastercard®
- Earn 50,000 bonus points when you spend $3,000 on purchases in the first 3 months after account opening.
- Earn 5x points per dollar at more than 400 wineries, wine clubs, and other Grand Reserve Partners
- Earn 3x points per dollar at any other winery, wine store, liquor store, restaurant, or bar
- Earn 2x points per dollar everywhere else
- Earn an additional 2 point per dollar bonus at your top wine merchant each month
- Redeem your points from our sommelier-curated catalog of more than 450 products and experiences for the discerning wine lover
- Receive discounts and upgrades at hundreds of wineries with your complimentary Priority Wine Pass membership
- Includes a sleek, premium metal card and access to exclusive cardholder events
- 1% of our revenue is donated to tackling climate change with 1% For the Planet
- $0 annual fee for the first year, then $149
- No foreign exchange fee
- Purchase APR: Variable interest rate ranging from 14.99 - 22.99% (based on current prime rate of 3.25%), depending on applicant's credit
Credit Needed: Excellent, GoodCreditWeb considers people with a credit score higher than 740 to have excellent credit. A credit score between 700 and 739 is considered good credit. 2
Reviews: Be the first to write one
Rewards: Other
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
$0 annual fee for the first year, then $149 |
N/A |
N/A |
14.99 - 22.99% Variable |
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Flexible reward cards normally allow cardholders to redeem a percentage of purchases for cash back, travel, merchandise or flights. These cards are typically offered for people with good to excellent credit histories.