Credit Cards with Flexible Rewards

Find a credit card with flexible redemption rewards made on purchases.




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Amalgamated Bank of Chicago Union Strong Credit Card
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Directly with Amalgamated Bank of Chicago

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Amalgamated Bank of Chicago Union Strong Credit Card

  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 11.25% (V) 
  • Earn $150 statement credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way


Credit Needed:
Excellent, GoodCreditWeb considers people with a credit score higher than 740 to have excellent credit. A credit score between 700 and 739 is considered good credit. 2

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Rewards: Flexible Options
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$0* 0.00% for 12 months* 0% for 12 months* 11.25% (Variable)*
Luxury Card™ Mastercard® Titanium Card™
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Directly with Barclays Bank

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Luxury Card™ Mastercard® Titanium Card™

  • Brushed Stainless Steel – Patented Card Design
  • 2% Value for Airfare Redemptions
  • 1% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™ – Available by phone, email, and mobile chat
  • Exclusive Luxury Card Travel Benefits
  • Members-Only LUXURY MAGAZINE
  • Annual Fee: $195 ($95 for each Authorized User)


Credit Needed:
ExcellentCreditWeb considers people with a credit score higher than 740 to have excellent credit. 2

Reviews: Be the first to write one
Rewards: Flexible Options
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$195 ($95 for each Authorized User added to the account) 0% For the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. N/A 16.74% This APR will vary with the market based on the Prime Rate.
Luxury Card™ Mastercard® Black Card™
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Directly with Barclays Bank

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Luxury Card™ Mastercard® Black Card™

  • Stainless Steel – Patented Black-PVD-Coated Metal Card
  • 2% Value for Airfare Redemptions
  • 1.5% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™ – Available by phone, email, and mobile chat
  • Exclusive Luxury Card Travel Benefits
  • $100 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Annual Fee: $495 ($195 for each Authorized User)


Credit Needed:
ExcellentCreditWeb considers people with a credit score higher than 740 to have excellent credit. 2

Reviews: Be the first to write one
Rewards: Flexible Options
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$495 ($195 for each Authorized User added to the account) 0% For the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. N/A 16.74% This APR will vary with the market based on the Prime Rate.
Luxury Card™ Mastercard® Gold Card™
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Directly with Barclays Bank

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Luxury Card™ Mastercard® Gold Card™

  • 24K-Gold-Plated – Patented Card Design
  • 2% Value for Airfare Redemptions
  • 2% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™ – Available by phone, email, and mobile chat
  • Exclusive Luxury Card Travel Benefits
  • $200 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Annual Fee: $995 ($295 for each Authorized User)


Credit Needed:
ExcellentCreditWeb considers people with a credit score higher than 740 to have excellent credit. 2

Reviews: Be the first to write one
Rewards: Flexible Options
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$995 ($295 for each Authorized User added to the account) 0% For the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. N/A 16.74% This APR will vary with the market based on the Prime Rate.
Flexible reward cards normally allow cardholders to redeem a percentage of purchases for cash back, travel, merchandise or flights. These cards are typically offered for people with good to excellent credit histories.
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