Credit Cards with Travel Rewards
Do you frequently travel and book hotels, rental cars or flights? If so, a travel rewards credit card could be the perfect addition to your financial life if you have a good to excellent credit history.
Find a credit card with travel rewards made on purchases below. These rewards normally allow cardholders to redeem a percentage of purchases for flights or hotels.
Directly with Bank of America
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Bank of America® Premium Rewards® credit card
- Low $95 annual fee
- Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
- Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87-2.62 points on all other purchases, for every $1 you spend.
- Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
- Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
- Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
- No foreign transaction fees.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Credit Needed: Excellent, GoodCreditWeb considers the following based on credit types:
A credit score higher than 740 is considered excellent credit. A credit score between 690 and 740 to have good credit. 2
Reviews: Be the first to write one
Rewards: Travel
| Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
| $95* |
N/A* |
N/A* |
21.24% - 29.24% (Variable)* |
|
Directly with Bank of America
Compare
Bank of America® Travel Rewards credit card
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
- Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 19.24% - 29.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Credit Needed: Excellent, GoodCreditWeb considers the following based on credit types:
A credit score higher than 740 is considered excellent credit. A credit score between 690 and 740 to have good credit. 2
Reviews: Be the first to write one
Rewards: Travel
| Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
| $0* |
0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days. A fee of 3% for 60 days from account opening, then 4% will apply.* |
0% Intro APR for 15 billing cycles on purchases |
19.24% - 29.24% (Variable)* |
|
With a travel rewards credit card, you can redeem a percentage of your purchases for flights or other travel expense. In other words, every dollar you spend on your credit card gets you that much closer to taking your next trip.
Travel credit cards are typically offered to people with good to excellent credit. If you fit into this category, consider the following details when comparing offers:
- The process of earning points (such as 1.5 points for every $1 spent). Some bonuses offer up to 50,000 bonus points. That's a great start to free travel.
- Bonus points.
- The airlines or hotels on which you can use your points to travel. Universal travel rewards programs allow you to book at different hotels.
- Expiration schedule and blackout dates.
- Annual fee.
- Interest rate on purchases.
If you know you'll be traveling in the future, it makes good sense to use your travel rewards credit card to make regular purchases. If you travel often, or just want a discounted trip, then a travel rewards card is something for you to consider. If you use cash, checks, a debit or non-rewards card to make your purchases, then you are missing out on free travel points.
