Chris Bibey

How many credit cards do you have in your wallet or purse? If the answer is one, there may come a point when you begin to consider adding another.

Although this could present a few challenges in regards to controlling your spending, there are multiple advantages of having more than one credit card:

• If you lose one credit card (or it is stolen), you don’t have to wait for your replacement to arrive by mail.

As a small business owner, there may come a point when you realize that your financial situation is not as clear as it could be.

While not required to reach your goals, don’t be surprised if you come to find that a small business credit card is exactly what you need.…
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Do you carry a rewards credit card? Do you find yourself accumulating one point after the next? Do you often wonder when it makes sense to redeem your points, while also thinking about what you can get in return?

Before applying for a credit card it’s important to learn more about the reward program, including how you can use your points.…
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With 2017 coming to an end, there’s no better time than now to turn your attention to the new year.

As a small business owner, there are many questions to answer in the months to come. Here’s one of the most common: could a credit card bring any benefits to your company?…
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What do you pay the most attention to when comparing credit card offers? Do you realize there is more to think about than a low interest rate and powerful rewards program?

Before applying for any credit card offer, it’s important to answer this question: what fees are associated with the card?…
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There is no better feeling than reviewing the details of your credit card and realizing that everything is in order.

Conversely, it can be a bit frustrating to review the finer details just to find that something is out of place.

If your credit card is coming up short in a key area, you have a big decision to make: will you keep your current card or make a change to a new one?…
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Do you think you know everything there is to know about credit card reward points?

Even if you have good knowledge of how these points work, here’s something to remember: every program is different.

Here are three things you should always keep in mind:

1. Credit Card Reward Points can Expire

Depending on your rewards program, there’s a possibility that the points you earn today could expire at some point in the future.…
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Do you have a rewards credit card? Do you understand the many terms and conditions that govern your card?

Even if you have been carrying your rewards credit card for many years, there’s a good chance you don’t fully understand the finer details associated with it.

Here are some of the many things you need to know:

• When or if your points expire.

As a credit card holder, you should take advantage of all the tools that are available to you. Online account access is one of those that you can’t afford to overlook.

There are many ways to use this tool, with the following among the best:

• Track and check your balance. How do you know how much you have charged on your credit card during a specific period?

Unless you have cash on top of cash sitting in the bank, it’s a good idea to keep an emergency credit card nearby.

You hope you are never faced with an emergency in the future, but you realize this could happen at some point. From a medical emergency to a car repair, something bad could go wrong when you least expect it.…
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