Credit Education

As a small business owner, you wear many hats. One of your most important responsibilities revolves around the financial well being of your company.

Whether or not you carry a small business credit card is all about personal preference.…
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Most credit cards come with a preset credit limit. A card’s credit limit is the max outstanding balance you can have at any given time. You can pay down your balance and keep using your available over and over as long as you abide by the credit card issuer’s rules.…
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To the average credit card user, all rewards credit cards may seem created equally. All rewards credit cards pay a certain amount of rewards on some or all your purchases, but that’s usually where the similarities end.…
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Outstanding credit card debt and average credit card interest rates are both at the highest levels ever, which means consumers are paying a lot of money in credit card interest. Credit card issuers charge monthly interest in the form of a finance charge each month a cardholder carries a balance past the credit card date.…
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There may come a point when you realize that one credit card isn’t enough. Maybe you come to this conclusion because you need more buying power. Or maybe you end up here because you’ve maxed out your other card (more on this below).…
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Credit cards aren’t holding back when it comes to credit card rewards. They’re beefing up rewards, raising the signup bonus, and packing their cards with perks on top of perks. Rewards credit cards are more attractive than ever, giving a chance to earn cash back, points, and travel rewards for your everyday spending.…
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There are those who swear off credit cards because of the risk of getting into too much debt. That’s a fair point. If you’re not diligent about using your credit cards wisely, you can get in over your head.…
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Even if you strongly believe that you qualify for a credit card, it doesn’t necessarily mean you should move in this direction. Before doing so, it’s imperative to review both your situation and what you’ll get in return should you decide to proceed.…
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When you’re shopping for a new credit card, it’s smart to choose a credit card based on your spending habits. If you travel a lot, the best credit card to have in your wallet is one that offers a ton of travel-related rewards and perks.…
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Credit card issuers are constantly rolling out new credit cards with attractive rewards programs. Yet millions of consumers never switch credit cards. If you’ve loyal to the same credit card for several years, you could be leaving hundreds of dollars in rewards and other valuable benefits on the table.…
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