Do you have bad credit? Have you come to find that your low credit score is making it difficult to secure a credit card? Are you concerned that this will continue to be an issue well into the future?
Even though you have bad credit it doesn’t mean you can’t reach some (or all) of your financial goals.
A bad credit credit card is exactly what you need. There are many of these to choose from, with some of the best including: Indigo Platinum Mastercard, Milestone Gold Mastercard, and First Access Visa.
It goes without saying that you’ll probably be happy with any credit card you can get. However, you don’t want to make a rash decision in hopes that everything works out. Instead, you should compare all your options with the idea of applying for the best card for you.
Here are a handful of things to look for in a bad credit credit card:
- Fast pre-approval. You don’t want to sit around, day after day, wondering if your application has been approved. The best bad credit credit cards provide an answer within 60 seconds of completing an online application.
- Reporting to the three major credit bureaus. As long as you do everything right, such as paying your credit card bill on time, this will have a positive impact on your score.
- No fees (or low fees). The last thing you want to do is get stuck with a bad credit credit card that charges one fee after the next. Keep this in mind as you compare offers.
- Online access. In today’s day and age it’s important that you’re able to access your account online. This makes it easier to stay current with all aspects of your account, such as how much you’re spending and the amount of credit you have left.
- Great customer service. There will be times when you have questions about your credit card. There may even be times when you have a major concern, such as the need to cancel your card because it’s been lost or stolen. A great customer service experience makes it much easier to feel good about the card you’re carrying.
So, if you find yourself searching for a bad credit credit card, be sure to find one that has all of these things.
