Business Credit Cards

Are you the owner of an established small business? If so, you have many options when applying for a business credit card. We recommend that you examine all rates, fees and rewards before applying, depending on your business credit record. Note: you'll need your tax ID or EIN to apply for a small business credit card.




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U.S. Bank Business Cash Rewards World Elite™ MasterCard®
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U.S. Bank Business Cash Rewards World Elite™ MasterCard®

  • Earn a new cardmember bonus of $200 after you spend $1000 in net purchases on your card within the first 90 days of account opening.
  • 3% cash back on cellular, gas stations and office supply store net purchases
  • 1% cash back on other net purchases
  • No cap on total rewards and they never expire!
  • Plus, a 25% Annual Cash Rewards bonus, up to $250
  • No annual fee*
  • Net purchases are purchases minus credits and returns

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Credit Needed:
ExcellentCreditWeb considers people with a credit score higher than 740 to have excellent credit. 2

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Rewards: Cash Back
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$0* N/A 0%* for 9 billing cycles on purchases* 13.99%-24.99%* (Variable)
U.S. Bank Business Platinum
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U.S. Bank Business Platinum

  • 0% Intro APR* on purchases and balance transfers for the first 12 billing cycles
  • No annual fee*
  • Free employee cards
  • Zero fraud liability* protects you against unauthorized transactions

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Credit Needed:
ExcellentCreditWeb considers people with a credit score higher than 740 to have excellent credit. 2

Reviews: Be the first to write one
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$0* 0%* intro on BTs for 12 billing cycles on balance transfers* 0%* for 12 billing cycles on purchases* 11.99%-19.99%* (Variable)
U.S. Bank Business Select Rewards
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U.S. Bank Business Select Rewards

  • Earn 20,000 bonus points after you spend $1000 in net purchases during the first 90 days after opening your account
  • Earn 3 points per dollar on net purchases in one category of your choice: Day-to-Day Expenses, Automobile or Travel & Entertainment
  • Earn 1 point per dollar on other net purchases
  • No cap on total points you can earn
  • No annual fee*
  • Net purchases are purchases minus credits and returns

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Credit Needed:
ExcellentCreditWeb considers people with a credit score higher than 740 to have excellent credit. 2

Reviews: Be the first to write one
Rewards: Flexible Options
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$0* N/A 0%* for 9 billing cycles on purchases* 13.99%-24.99%* (Variable)
U.S. Bank Business Leverage™ Visa Signature® Card
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U.S. Bank Business Leverage™ Visa Signature® Card

  • Earn up to 100,000 bonus points in the first 365 days of account opening with an additional point on all eligible net purchases.
  • 2X in your top 2 categories - Earn two points per dollar spent on eligible net purchases made in the top two categories where you spend the most each month - automatically.
  • 1X – Earn one point per dollar spent on all other eligible net purchases.
  • No caps or limits – On the total points you can earn.
  • Earn even more rewards – When you link you card to your U.S. Bank payment processing account. Only U.S. Bank rewards you for both taking payments and making purchases. Go to usbrelationshiprewards.com for more details.
  • Free employee cards


Credit Needed:
ExcellentCreditWeb considers people with a credit score higher than 740 to have excellent credit. 2

Reviews: Be the first to write one
Rewards: Other
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$95* N/A N/A 18.49% (Variable)
Many of the top credit card issuers have a variety of small business credit cards, with each offer unique in its own way. We recommend you compare the following details before making a final decision:

Business owners face many obstacles in regards to finances. With a small business credit card in hand, it's simple to make purchases, remain organized, and receive something in return (reward points or cash back) for every dollar you spend.
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