Credit Cards for Good to Excellent Credit Ratings

Find a credit card for a healthy credit history in this section.

10 Credit Cards Found

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American Express® Premier Rewards Gold Card

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American Express® Premier Rewards Gold Card

  • Earn 25,000 Membership Rewards® points after you use your new Card to make $2,000 in purchases in your first 3 months.
  • Earn Points Faster: 3X points for flights booked directly with airlines and 2X points at US gas stations & US supermarkets, 1X points on other purchases. Terms and limitations apply.
  • With the Membership Rewards® program, you can use points for rewards from over 500 leading brands in travel, gift cards, merchandise, or entertainment.
  • You can also transfer points to our selection of frequent traveler programs.
  • With The Hotel Collection, you can get up to a $75 hotel credit on qualifying charges any time you use your Card to book a stay of at least two consecutive nights.
  • $0 intro annual fee for the first year of Card Membership, then $175.
  • Terms and Restrictions Apply.


Credit Needed: Excellent 1
Reviews: 5
Rewards: Airlines
Annual FeeBT Intro APR Purchase Intro APRRegular APR
Introductory annual fee of $0 for the first year, then $175N/A*N/A*N/A



BankAmericard Cash Rewards™ Credit Card

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BankAmericard Cash Rewards™ Credit Card

  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.
  • Now with chip technology for enhanced security and protection at chip-enabled terminals


Credit Needed: Excellent 1
Reviews: 3
Rewards: Cash Back
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$00.00% for 12 Billing Cycles For Qualifying Balance Transfers*0.00% for 12 Billing Cycles*12.99% - 22.99% Variable on purchases & balance transfers



BankAmericard® Credit Card

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BankAmericard® Credit Card

  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% - 20.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • No annual fee
  • The perfect card for those seeking a simple yet convenient-to-use credit card
  • Zero liability fraud protection, so you're not responsible for any fraudulent charges made on your account
  • Now with chip technology for enhanced security and protection at chip-enabled terminals


Credit Needed: Excellent 1
Reviews: Be the first to write one
Rewards: None
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$00.00% for 15 Billing Cycles For Qualifying Balance Transfers*0.00% for 15 Billing Cycles*10.99% - 20.99% Variable on purchases & balance transfers



Gold Delta SkyMiles® Credit Card from American Express

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Gold Delta SkyMiles® Credit Card from American Express

  • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
  • Earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles on Delta purchases. 1 mile for each dollar you spend on other eligible purchases.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle in sooner with Priority Boarding.
  • The annual fee will be $0 for your first year of Card Membership with an introductory offer, then $95.
  • Terms and Restrictions Apply.


Credit Needed: Excellent 1
Reviews: 26
Rewards: Airlines
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$0 intro annual fee for the first year, then $95NoneNone15.24% - 19.24% Variable



The Amex EveryDay<sup>SM</sup> Credit Card from American Express

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The Amex EveryDaySM Credit Card from American Express

  • Earn 10,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • Earn 20% more points: Make 20 or more purchases with your Card in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.


Credit Needed: Excellent 1
Reviews: Be the first to write one
Rewards: Other
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$00.00% on balance transfers for 15 Months*0.00% on purchases for 15 Months*12.99%-21.99% (Variable)



The Platinum Card® from American Express

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The Platinum Card® from American Express

  • Earn 40,000 points after you spend $3,000 on purchases on your new Card in your first 3 months.
  • Up to a $200 Airline Fee Credit Annually.
  • To receive the statement credit, you need to select a qualifying airline.
  • There are no foreign transaction fees with purchases made on your Platinum Card.
  • Platinum Card Concierge is your personal resource to help secure a last minute restaurant reservation, or shop for a hard-to-find gift.
  • Terms & restrictions apply.


Credit Needed: Excellent 1
Reviews: 10
Rewards: Travel
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$450N/A*N/A*N/A



BankAmericard Travel Rewards® Credit Card

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BankAmericard Travel Rewards® Credit Card

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 10,000 online bonus points if you make at least $500 in purchases in the first 90 days — that can be $100 towards travel purchases
  • Use your card to book your trip how and where you want — no blackout dates and restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 14.99% - 22.99% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.


Credit Needed: Excellent 1
Reviews: 1
Rewards: Travel
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$0N/A*0.00% for 12 Billing Cycles*14.99% - 22.99% Variable on purchases & balance transfers



Blue Cash Everyday® Card from American Express

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Blue Cash Everyday® Card from American Express

  • Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases, 2% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and restrictions apply.


Credit Needed: Excellent 1
Reviews: 11
Rewards: Cash Back
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$00.00% on balance transfers for 15 Months*0.00% on purchases for 15 Months*12.99% - 21.99% Variable



Starwood Preferred Guest® Credit Card from American Express

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Starwood Preferred Guest® Credit Card from American Express

  • Earn 25,000 bonus Starpoints after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Earn free nights at over 1,100 hotels and resorts in nearly 100 countries with no blackout dates.
  • Some hotels may have mandatory service and resort charges.
  • Earn up to 5 Starpoints on purchases at participating SPG hotels.
  • That's 2 Starpoints for which you may be eligible as a Card Member in addition to the 2 or 3 Starpoints for which you may be eligible as an SPG member.
  • $0 introductory annual fee for the first year, then $65.
  • Terms and Limitations Apply.


Credit Needed: Excellent 1
Reviews: 4
Rewards: Hotels
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$0 introductory annual fee for the first year, then $65NoneNone15.24% - 19.24% variable



U.S. Bank Visa® Platinum Card

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U.S. Bank Visa® Platinum Card

  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-20.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • Zero fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help keep your account safe
  • Chip technology for enhanced card security
  • Online banking and mobile apps* for your smartphone or tablet provide complete, 24/7 access to your account


Credit Needed: Good 1
Reviews: 5
Rewards: None
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$0*0.00% for 15 Billing Cycles*0.00% for 15 Billing Cycles*9.99% - 20.99%* (Variable)






If you have a good or excellent credit rating, you should have many options before applying for a card. We recommend that you examine all rates, fees and rewards before applying. Most cards in this category also offer low or 0% introductory rates for purchases or balance transfers.



* Advertiser Disclosure: The card offers that appear on this site are from companies from which Credit Web receives compensation. This compensation may impact how and where products appear on this site including, for example, the order in which they appear. Credit Web does not include all card companies or all card offers available in the marketplace. Please see the credit card application for details about the offer as well as the terms and conditions.

Editorial Note: Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

1 FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any credit card product.


Advertiser Disclosure *
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