Questions to Help You Find the Best Rewards Credit Card

With so many rewards credit cards to choose from, it can take quite some time to learn more about every offer that’s available. While every card has something unique to offer, you don’t want to make a final decision until you’re sure that you’re getting exactly what you want.

Fortunately, by answering a few key questions, you can narrow your options and choose the rewards credit card that best suits your finances.…
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Top Tips for Avoiding Late Credit Card Payments

Nothing harms your credit score quite like a late payment. If you get into the habit of paying your bills past the due date, you can expect it to take a toll on your score.

Fortunately, there are many things you can do to avoid late credit card payments. It all comes down to finding a system that works for you, your budget, and your financial style.…
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What Was the Reason for Your Credit Card Denial?

When you apply for a credit card you hope to receive an instant approval. When this happens, it won’t be long before you’re able to use your credit card and take advantage of its many benefits.

Unfortunately, there is no guarantee of an approval. There are many reasons for a credit card denial, with the following among the most common:

  • You have too much debt.

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What Makes Up a Credit Score?

Everyone wants to have a good credit score, but there’s more to achieving this goal than paying your bills on time and hoping for the best

It’s important to understand what makes up a credit score. With this knowledge, it’s much easier to adjust your financial approach to improve your chance of boosting your score and avoiding harmful mistakes.…
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How to Win a Credit Card Dispute

You never want to find yourself filing a credit card dispute, but it may be something you have to do at some point. There are many reasons for this, including but not limited to:

  • Incorrect billing
  • You did not receive an item you ordered
  • You received a service or product that was substandard or misrepresented

Most credit card companies have a simple dispute process in place, but that doesn’t necessarily guarantee your success.…
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How to Build Credit for the First Time

Are you in the process of building your credit score from scratch? While everyone has to start somewhere, this can be a frustrating place. Fortunately, there are a variety of steps you can take to establish credit sooner rather than later.

Here are three of the absolute best ways to build credit for the first time:

  • Use a secured credit card.

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