TAB Bank issues credit cards through partnerships with financial technology companies and consumer brands.
The bank's legal name is Transportation Alliance Bank, Inc., doing business as TAB Bank. Because TAB Bank often serves as the issuing bank behind another company's credit card, consumers may have a TAB Bank-issued card even though another brand is more prominent on the card.
Current examples include certain Mission Lane Visa credit cards and the Ollie's Credit Card.
Card partnerships can change over time. Check the current application disclosures or cardholder agreement for a particular card to confirm its issuing bank.
Yes. TAB Bank issues consumer credit cards through partner programs.
TAB Bank describes credit-card sponsorship as part of its financial technology partnership business. It supports consumer and commercial card programs, including credit, debit and prepaid cards.
This means there isn't necessarily one lineup of cards marketed directly as "TAB Bank credit cards." Instead, another company may market and service a card while TAB Bank serves as the bank extending the credit.
If you came to this page because you're looking for a new credit card rather than a particular TAB Bank-issued product, CreditWeb tracks currently available cards for different credit profiles.
| Annual Fee | Balance Transfers APR | Purchase Intro APR | Regular APR | |
| $85-$175 first year, $229 thereafter | N/A* | N/A* | 36% Fixed |
| Annual Fee | Balance Transfers APR | Purchase Intro APR | Regular APR | |
| See terms | N/A* | N/A* | See terms |
Compare fees, APRs, credit limits, rewards and eligibility information before applying. If a card provides prequalification, review the provider's disclosures to understand how the process works and whether checking for an offer affects your credit.
Consumers searching for TAB Bank credit card pre-approval are usually looking for a card offered by one of TAB Bank's partner companies rather than a general pre-approval application covering every card TAB Bank issues.
Mission Lane currently offers a prequalification process for its Visa credit cards. Depending on the account, a Mission Lane Visa may be issued by TAB Bank or WebBank.
Prequalification or pre-approval does not guarantee final approval. The bank issuing an approved account will be identified in the cardholder agreement and on the card.
If you're considering a particular card, use that card provider's current prequalification or application process rather than assuming that approval for one TAB Bank partner program applies to another.
CreditWeb has tracked credit cards associated with TAB Bank over the years.
Some cards in CreditWeb's database may represent older offers or issuing relationships that have since changed. A historical association with TAB Bank doesn't necessarily mean the bank still issues that particular card today.
Check the individual card page and current application disclosures when determining the present issuer.
Mission Lane is one of the consumer credit-card companies that currently works with TAB Bank.
Current Mission Lane legal documents identify Transportation Alliance Bank, Inc. dba TAB Bank as the issuer of certain Mission Lane Visa and Mission Lane Secured Visa accounts. Mission Lane services the accounts.
Mission Lane also works with WebBank, so not every Mission Lane cardholder necessarily has a TAB Bank-issued account. The issuing bank for an individual account is identified in the cardholder agreement and on the card.
Transportation Alliance Bank, Inc. is the legal name of TAB Bank.
TAB Bank began operations in 1998 and is headquartered in Ogden, Utah. The bank was originally established to provide financial products and services to the transportation industry and has since expanded into other areas of banking and financial technology partnerships.
TAB Bank is chartered and supervised by the Utah Department of Financial Institutions, and its primary federal regulator is the Federal Deposit Insurance Corporation (FDIC).
Consumers may therefore encounter several versions of the bank's name, including:
These generally refer to the same banking institution.
TAB Bank may appear on a credit report when it is or was the issuing bank or creditor for an account marketed or serviced by another company.
For example, a consumer may recognize the brand name of the company that marketed a credit card while the credit report identifies Transportation Alliance Bank or TAB Bank as the creditor.
If you don't recognize an account, review the account details and compare them with financial products you've opened. If you believe information on your credit report is incorrect, contact the company servicing the account or use the credit bureau's dispute process.
There isn't one credit requirement for every TAB Bank-issued credit card.
TAB Bank works with different partner companies, and each card program can have its own eligibility and underwriting requirements. Some partner programs have been designed for consumers building or rebuilding credit, while others serve different credit profiles.
A consumer shouldn't assume that qualifying for one TAB Bank-issued card means they will qualify for another.
If available, a card provider's prequalification process may help consumers evaluate an offer before submitting a full application.
Yes. In addition to its partner card programs, TAB Bank offers consumer deposit products.
TAB Bank's TAB Spend rewards checking account currently includes a Mastercard debit card. A debit card accesses money in a deposit account and is different from a credit card, which provides a revolving line of credit.
Consumers specifically looking for a TAB Bank debit card should review TAB Bank's current checking-account products rather than its partner credit-card programs.
TAB Bank issues credit cards through partner companies. Current examples include certain Mission Lane Visa credit cards and the Ollie's Credit Card. Issuing relationships can change, so check the current cardholder agreement or application disclosures for a specific card.
Some Mission Lane Visa credit cards are issued by Transportation Alliance Bank, Inc. dba TAB Bank. Mission Lane also works with WebBank, so consumers should check their individual card or cardholder agreement to determine the issuer of their account.
There isn't one universal TAB Bank credit-card pre-approval process covering all of its partner cards. Mission Lane currently provides a prequalification process for its Visa cards, some of which are issued by TAB Bank. Prequalification does not guarantee final approval.
Yes. The bank's legal name is Transportation Alliance Bank, Inc., and it does business as TAB Bank.
Yes. TAB Bank is a Utah-chartered bank headquartered in Ogden, Utah. Its primary federal regulator is the FDIC.
Credit requirements vary among TAB Bank's partner card programs. Some partner products have targeted consumers establishing or rebuilding credit, but there is no single credit-score requirement that applies to all TAB Bank-issued cards.
TAB Bank may have been the issuing bank or creditor behind an account marketed under another company's brand. Review the account information on your credit report and compare it with cards and other financial accounts you've opened.
Yes. TAB Bank's TAB Spend checking account currently provides a Mastercard debit card. Debit cards are different from the credit cards TAB Bank issues through partner programs.
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