Credit Card and Reporting Education
Sub-prime credit cards are geared towards consumers with a poor credit history and offer consumers a chance to improve their credit rating while enjoying the benefits of using a credit card.
On the spending side, sub-prime cards work the same way as a prime card – simply swipe, sign, and go when making purchases.…
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To choose the right credit card for you, consider your credit history and the costs and benefits associated with each card.
Annual Fee
The annual fee of a credit card may be anywhere from zero dollars to several hundred dollars per year. The better a consumer’s credit history, the more likely they are to qualify for a credit card with a low annual fee or no annual
fee.…
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Carrying around wads of cash can be very risky – if cash is lost or stolen it is likely to be gone for good. Credit cards offer a safe way to manage personal finances.
Manage the risk of loss
It’s always a possibility that a credit card or an entire wallet full of credit cards is lost or stolen.…
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