Credit Education

The moments after you press the submit button on a credit card application can feel like an eternity. While you hope for the best, there’s always a chance you can be denied.…
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Has the time come for your business to receive a cash infusion? Are you wondering where to turn for the money you need?

When it comes to business financing, there is no shortage of options.…
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Most credit cards give you the option of paying off your charges each month or taking your time and making monthly payment. If you choose to take your time paying off your balance, you’ll be hit with a finance charges.…
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Remaining loyal to just one credit card could leave valuable credit card rewards on the table. Opening two or more rewards credit cards allows you to max out your rewards by earning on all your spending.…
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The “approved” part of a pre-approved credit card can be a bit misleading. If you’ve ever been denied for a credit card that you were pre-approved for, then you know that being pre-approved doesn’t mean what it seems.…
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Being able to access your online credit card account has the added benefit of allowing you to spot unauthorized charges sooner. Even when you’re careful with your card, there’s always a chance that hackers can steal your credit card information in other ways.…
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As a student, you may have a strong interest in applying for a credit card. While there are many benefits of carrying a student credit card, you don’t want to go down this path until you’re 100 percent sure that it’s the right decision.…
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Your monthly or annual income is one of the pieces of information credit card issuers need to complete your credit card application. Completing the income portion can be confusing for some applications, especially if you have non–traditional income or income from multiple sources.…
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A balance transfer credit card can be a great way to get out of paying hundreds of dollars on high interest rate credit card debt. Balance transfer cards have an introductory period where you won’t pay any interest on a balance you move from another credit card.…
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Just having a credit card puts you at risk of credit card fraud – where criminals use your credit card information to rack up purchases. Fortunately, most credit card issuers offer zero liability protection against fraudulent protection which keeps you from having to pay up for charges you didn’t make.…
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