Many people obtain a credit card with the idea that they will only use it for emergency purposes. While there’s nothing wrong with this, it does lead to an important question: what constitutes an emergency?…
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What’s an Emergency? When to Use a Credit Card
How Do You Increase Your Credit Card Limit?
Don’t be surprised if there comes a point in your life when you want to increase your credit card limit. While you don’t see anything wrong with this, the decision ultimately rests with your credit card issuer.…
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Top Tips for Avoiding Late Credit Card Payments
Nothing harms your credit score quite like a late payment. If you get into the habit of paying your bills past the due date, you can expect it to take a toll on your score.…
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What Was the Reason for Your Credit Card Denial?
When you apply for a credit card you hope to receive an instant approval. When this happens, it won’t be long before you’re able to use your credit card and take advantage of its many benefits.…
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When it Makes Sense to Call Your Credit Card Company
In today’s day and age, many people shy away from contacting their credit card company by phone. Instead, they assume that email and/or live chat is all they need to get their questions answered.…
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What Makes Up a Credit Score?
Everyone wants to have a good credit score, but there’s more to achieving this goal than paying your bills on time and hoping for the best
It’s important to understand what makes up a credit score.…
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How to Win a Credit Card Dispute
You never want to find yourself filing a credit card dispute, but it may be something you have to do at some point. There are many reasons for this, including but not limited to:
- Incorrect billing
- You did not receive an item you ordered
- You received a service or product that was substandard or misrepresented
Most credit card companies have a simple dispute process in place, but that doesn’t necessarily guarantee your success.…
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How to Build Credit for the First Time
Are you in the process of building your credit score from scratch? While everyone has to start somewhere, this can be a frustrating place. Fortunately, there are a variety of steps you can take to establish credit sooner rather than later.…
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3 Ways to Contain Your Credit Card Spending
There are many benefits of carrying a credit card, such as the convenience it affords when making a large purchase.
However, using a credit card in a responsible manner is easier said than done.…
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6 Details to Consider When Comparing Credit Card Offers
Are you in the process of comparing credit card offers? Are you wondering how you’ll ever sift through all the offers to find the one that suits you best?
It’s good that there are hundreds of credit card offers to compare.…
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