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Reflex Mastercard®
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Directly with Celtic Bank

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Reflex Mastercard®

  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required


Credit Needed:
Fair, LimitedCreditWeb considers people with a credit score between 601 and 699 to have fair credit. A credit score between 645 and 689 is considered limited credit. 2

Reviews: Be the first to write one
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See Terms N/A* N/A* 25.90% - 29.99%
Featured
First PREMIER® Bank Mastercard® Credit Card
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First PREMIER® Bank Mastercard® Credit Card

  • WORKING TOGETHER - First PREMIER Bank cares about our community, our customers, our employees and helping them build a bright future.*
  • Build credit - Manageable credit limit, manageable payment, meant to fit your budget (build credit by keeping your balance low and paying on time every month)
  • Access to credit, when you need it most (subject to available credit)
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
  • First PREMIER customer service: helpful, friendly, fast
  • You could be approved for a credit limit increase after your 1 year anniversary - Just Ask!

*Build credit by keeping your balance low and paying on time every month.


Credit Needed:
Fair, AverageCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2

Reviews: 4
Rewards: N/A*
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See Terms* N/A* N/A* See Terms*
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First PREMIER® Bank Gold Credit Card
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Directly with First PREMIER® Bank

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First PREMIER® Bank Gold Credit Card

  • WE'RE HERE TO HELP YOU - Since 1989, First PREMIER Bank has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health.*
  • Looking to build credit?  We report to the major consumer reporting agencies monthly*
  • Access to available credit when you need it 
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
  • Courteous, caring customer service: that’s what First PREMIER is all about
  • Credit limit increases can be evaluated after 12 months. Just ask!

*Build credit by keeping your balance low and paying on time every month.


Credit Needed:
Fair, AverageCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2

Reviews: Be the first to write one
Rewards: N/A*
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See Terms* N/A* N/A* See Terms*

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  • Article: Smart Credit Card Habits

    "By using credit cards wisely, the consumer can get the benefits of using a credit card without the hassles and expenses that may come with using a credit card."

  • Article: Credit Card Costs and Benefits

    "To choose the right credit card for you, consider your credit history and the costs and benefits associated with each card."

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