- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, then 12.99% - 22.99% Variable APR
- $0 Intro balance transfer fee during first 60 days of account opening. After that, the fee for future balance transfers is 3% (min. $10).
- No annual fee
- No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
- Access your FICO® Score for free within Online Banking or your Mobile Banking app
Excellent, GoodCreditWeb considers people with a credit score higher than 740 to have excellent credit. A credit score between 700 and 739 is considered good credit. 2
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||BT Intro APR
||Purchase Intro APR
||0% Intro APR for 15 billing cycles for balance transfers made in the first 60 days*
||0% Intro APR for 15 billing cycles on purchases
||12.99% - 22.99% Variable APR on purchases and balance transfers||