Credit Card and Reporting Education
There are many benefits of carrying a credit card. For example, you always have something in your pocket in the event of an emergency.
Conversely, one piece of plastic can cause you a lot of trouble if you don’t know what you are doing.
If you have faced credit card trouble in the past, if you are concerned about this in the future, there are a few tips you can follow to improve your situation:
Use the Right Type of Credit Card
Nobody is forcing you to use a credit card.…
Read the rest
Are you on the verge of applying for a small business credit card? Are you excited about the benefits this will bring to your company?
If you find yourself in this position, there’s something to keep in mind: you must become familiar with the risks before you sign your name on the dotted line.…
Read the rest
When you sign up for a credit card with a rewards program, you dream of the day when you’ll have enough points to redeem them for something of great value.
For some, this comes sooner rather than later. For others, it takes quite a bit of saving. This all comes down to two things:
In today’s day and age, it’s hard to find a credit card that doesn’t provide access to an online management tool.
While you don’t have to take advantage of this, you could be missing out on something of real value.
In the past, credit card management was all about waiting for a paper statement to arrive in the mail.…
Read the rest
With so many ways to use a small business credit card, it goes without saying that you may want to gain access to this financial tool at some point.
But here’s the question you must first answer: how will you confidently select the credit card that’s best for you, your business, your finances, and the future?…
Read the rest
As a small business owner, you’ll never stop asking (and answering) questions about your finances. After all, this is a big part of keeping your company on solid ground.
In the past, you may have avoided a small business credit card for one reason or another. And while this isn’t the right tool for every organization, it’s one that you should consider moving forward.…
Read the rest
There may come a time when you realize that you no longer need your credit card. If you find yourself in this position, it’s time to move forward with the cancellation process.
Of course, there’s a big question on your mind: should you cancel the credit card or should you keep the account open?…
Read the rest
Finding a credit card that suits your every want and need is easier said than done. Adding to this challenge, you never know if you’ll be approved until you complete and submit an application.
While there are things you can do to position yourself for an approval, there’s no guarantee. Here are three of the most common reasons credit card applications get rejected:
Simply put, if your credit score isn’t in the acceptable range you’re not likely to receive an approval.…
Read the rest
As somebody with a credit card, you’re in position to make a variety of key decisions. At some point, you may ask yourself this question: does it make sense to add a cardholder?
For example, you may want to add a spouse or child as a cardholder. While this is a big decision, it’s not one that should bog you down for too long.…
Read the rest
Many of the biggest department and retail stores offer their own credit card to customers. While this sounds like a great idea on the surface, especially if you can access a promotion in exchange for signing up, you don’t want to jump at the idea just yet.
Here are several questions to answer before applying for a store credit card:
