0% Credit Cards
Paying your credit card balance in full allows you to avoid interest charges. However, there's another way to do this: opt for a credit card that offers a 0% introductory APR.
With this type of offer, you don't have to worry about interest charges - even if you carry a balance from one month to the next. 0% introductory APR's normally apply strictly to purchases. Find a credit card with a 0% introductory APR and apply securely online directly with the bank.
Directly with Amalgamated Bank of Chicago
ABOC Platinum Rewards Mastercard® Credit Card
- 0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% – 22.90% (V), based on your creditworthiness
- Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
- Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
- No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
- Earn Points on Every Purchase! It’s simple: $1 = 1 Point
- No Annual Fee or Foreign Transaction Fee
- Select Your Rewards Your Way
- No Foreign Transaction Fee
ExcellentCreditWeb considers people with a credit score higher than 740 to have excellent credit. 2
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||BT Intro APR
||Purchase Intro APR
||0% for 12 months*
||12.90% - 22.90% (Variable)*||
These credit cards are typically for consumers with good to excellent credit. Before applying, focus on the following details of each offer:
- Length of the 0% introductory rate (typically 12, 15, or 18 months).
- Annual fee.
- The APR after the introductory rate expires.
- Additional features, such as a rewards program, online account management, and a free credit score checker.
- The interest rate on balance transfers (some credit cards also have a 0% introductory rate on transfers).
When you secure a credit card with a 0% introductory rate, you don't have to worry about paying interest for the intro rate. By comparing multiple offers, you can find the one that best suits your current and future financial situation.