Celtic Bank Credit Cards
4 Credit Cards Found.
Reflex Mastercard®
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
Credit Needed: Poor, LimitedCreditWeb considers people with a credit score below 600 to have poor credit. A credit score between 645 and 689 is considered limited credit. 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| See Terms |
N/A* |
N/A* |
See Terms |
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Surge Mastercard®
- All credit types welcome to apply!
- Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $500.00!* (subject to available credit)
- Fast and easy application process; results in seconds
- Free online account access 24/7
- Checking Account Required
Credit Needed: Poor, LimitedCreditWeb considers people with a credit score below 600 to have poor credit. A credit score between 645 and 689 is considered limited credit. 2
Reviews: 2
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| See website for Details* |
N/A* |
See website for Details* |
See website for Details* |
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Deserve Pro
- Cellphone Protection
- Extended Warranty
- Mastercard Platinum Benefits
- $0 Annual Fee
- 17.74%-24.74% variable APR
Credit Needed: Excellent, GoodCreditWeb considers people with a credit score higher than 740 to have excellent credit. A credit score between 700 and 739 is considered good credit. 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $0 |
N/A* |
N/A* |
17.74%-24.74% Variable |
|
Deserve Edu
- Complimentary Amazon Student Prime (Lifetime Value worth $59)
- 1% cash back on all purchases
- Cellphone Protection
- Extended Warranty
- Mastercard Platinum Benefits
- $0 Annual Fee
- 20.49% variable APR
Credit Needed: Good, Above AverageCreditWeb considers people with a credit score between 690 and 740 to have good credit. 2
Reviews: Be the first to write one
Rewards: Cash Back
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $0 |
N/A* |
N/A* |
20.49% Variable |
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Celtic Bank's credit cards includes offers for all credit types.
If you have good to excellent credit, the Deserve product line should be worth considering.
If you have poor or fair credit and are trying to improve your credit score, using a credit card responsibly may help. The Surge and Reflex Mastercard will report your payment activity to the three major credit bureaus on a monthly basis. Maintaining a low balance and paying your bill on time every month are two of the best practices for positive credit.
