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PREMIER Bankcard® Secured Credit Card
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PREMIER Bankcard® Secured Credit Card

  • Don't let a low FICO score stop you from applying – we approve applications others may not.
  • You don't need good credit to apply – here's your chance to improve your score.
  • PREMIER Bankcard credit cards are made for people with less-than-perfect credit.
  • Everyone deserves a chance to build** credit: you can start today!
  • Just complete the short application and find out in 60 seconds if you're approved.
  • When you need assistance our award-winning US-based customer service agents are there to help.
  • If approved, make your first six monthly minimum payments on time and we may send you an offer to apply for an unsecured credit card. Some restrictions apply. ‡
  • ‡ If you apply for the second account, which is unsecured, you will be approved if you can demonstrate the ability to pay your bills, meet our minimum income requirements, do not reside in New York or Wisconsin and are not covered under the Military Lending Act. 

**Build credit by keeping your balance low and paying all your bills on time every month.


Credit Needed:
Poor, AverageCreditWeb considers people with a credit score below 600 to have poor credit. 2

Reviews: Be the first to write one
Rewards: N/A*
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See Terms* N/A* N/A* See Terms*
Our Opinion
The PREMIER Bankcard® Secured Credit Card has a lot to offer consumers with a limited or poor credit history.

Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.

With more than 25 years of credit card experience and millions of PREMIER Bankcard credit cardholders, you can trust PREMIER Bankcard to provide you with a worthwhile product.

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* See the online PREMIER Bankcard® credit card application for details regarding terms and conditions for offers. When you click on the "Apply Now" button, CreditWeb Will connect you to the offer, then the page will be redirected in a few seconds.

1 Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditWeb receives compensation. This compensation may impact how and where products appear on this site, including the order in which they appear. CreditWeb does not include all credit card companies or all card offers available in the marketplace. Please see the credit card application for details about the offer as well as the terms and conditions.

Editorial Note: Opinions expressed here are the author's alone, and have not been reviewed, approved or otherwise endorsed by PREMIER Bankcard®.

2 FICO scores/credit scores are used to represent the credit-worthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any credit card product.

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