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USAA Cashback Rewards Plus American Express® Card
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USAA Cashback Rewards Plus American Express® Card

  • Earn 5% cash back on your first $3,000 in gas and military purchases annually on these categories combined.
  • Earn 2% cash back on your first $3,000 on supermarket purchases per year.
  • Unlimited 1% cash back on all other purchases.


Credit Needed:
Excellent, GoodCreditWeb considers people with a credit score higher than 740 to have excellent credit. A credit score between 700 and 739 is considered good credit. 2

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Rewards: Cash Back
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$0 N/A* N/A* 12.90% to 26.90% (Variable)
Our Editor's Opinion
Do you have excellent credit? Are you a military member, family of a military member, or veteran? If you answered yes to these questions, the USAA Cashback Rewards Plus American Express® Card is worth a second glance.

This credit card does everything well, including paying five percent cash back at gas stations and qualifying commissaries. Along with this, you will earn two percent cash back on supermarket purchases. All other purchases generate one percent cash back.

Once a year, all your earnings are credited to your account. Best yet, there is no limit on how much you can earn over a 12 month period.

Add in no annual fee and advanced chip technology and it is easy to see why the USAA Cashback Rewards Plus American Express® Card is a favorite of many people.

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