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U.S. Bank Visa® Platinum Card
Directly with U.S. Bank


U.S. Bank Visa® Platinum Card

  • 0% Intro APR on purchases and balance transfers for 20 billing cycles. After that, a variable APR currently 11.99% - 23.99%
  • Great Offer for Customers of U.S. Bank, a 2018 World's Most Ethical Company® - Ethisphere Institute, February 2018
  • No Annual Fee
  • Flexibility to choose a payment due date that fits your schedule
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. Certain terms, conditions, and exclusions apply.

See Rates & Fees
Credit Needed:
ExcellentCreditWeb considers people with a credit score higher than 740 to have excellent credit. 2

Reviews: 5
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$0* 0%* intro on BTs for 20 months 0%* for 20 billing cycles on purchases* 11.99% - 23.99%* (Variable)
Our Editor's Opinion
If your looking for a card without rewards, but offers very competitive rates, then this Visa credit card from US Bank is tough to beat.

The U.S. Bank Visa® Platinum Card has a lot going for it, including a zero percent intro APR on purchases and balance transfers for the first 20 months. From there, the regular APR is 11.99% - 23.99%* (Variable). When you combine this with a low annual fee of $0*, you soon realize why many people pass over a reward card for this offer from US Bank.

Other benefits of the U.S. Bank Visa® Platinum Card include online bill pay, zero fraud liability, and chip technology. If all this sounds interesting, give this credit card a second look.

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